Effective Date: January 01, 2026
1. Welcome & Acceptance of These Terms
Welcome to Simple Finance US (available at https://www.simplefinanceus.com/). These Terms and Conditions explain how you may access and use our website, including all content, tools, and services we provide.
By visiting or using this website, you agree to follow these Terms and our Privacy Policy. If you do not agree with any part of them, please discontinue using the site.
2. No Professional Relationship or Advice
The information shared on Simple Finance US is intended to educate and inform, not to replace professional advice.
Not Financial, Legal, or Tax Advice: All content is general in nature and should not be considered professional guidance.
No Client Relationship: Using this site does not create a professional, fiduciary, or advisory relationship between you and Simple Finance US.
Always Consult a Professional: For decisions related to your personal finances, taxes, or legal matters, please consult a licensed financial advisor, CPA, or attorney.
3. Accuracy of Information
We do our best to keep content accurate and current. However, financial rules, tax laws, interest rates, and regulations change often.
Because of this:
We do not guarantee that all information is complete, accurate, or up to date.
We are not responsible for errors, omissions, or outcomes resulting from the use of information found on this site.
Always verify important information with reliable or official sources.
4. Intellectual Property & Website Content
All content on this website—including text, graphics, images, videos, logos, and design—is owned by Simple Finance US or licensed to us and is protected by copyright and intellectual property laws.
You may:
Print or download a reasonable number of pages for personal, non-commercial use.
You may not:
Copy, modify, or distribute site content without permission.
Use images, graphics, or videos separately from their original context.
Remove copyright or ownership notices.
5. User Comments & Community Interaction
We may allow users to post comments or feedback.
By submitting content, you give Simple Finance US permission to use, display, or share it without compensation.
Please note:
Content must be respectful and lawful.
We do not allow abusive, defamatory, or inappropriate material.
We reserve the right to edit or remove comments at our discretion.
6. Advertising, Affiliate Links & Third-Party Sites
Our site may display ads (such as Google AdSense) and include links to third-party websites.
Third-Party Responsibility: We do not control or take responsibility for external websites, their content, or their policies.
Affiliate Links: Some links may earn us a commission if you make a purchase—at no extra cost to you. These commissions help support the site. We only promote products or services we believe may be helpful to our readers.
7. Acceptable Use of the Website
You agree to use Simple Finance US responsibly and for lawful purposes only.
You may not:
Violate any applicable laws or regulations
Send spam, unsolicited messages, or harmful content
Impersonate others or misrepresent your identity
Disrupt the website or interfere with others’ access
8. Disclaimer of Warranties
You use this website at your own risk.
The website and its content are provided “as is” and “as available,” without warranties of any kind. We make no guarantees regarding accuracy, security, reliability, or availability.
9. Limitation of Liability
To the fullest extent permitted by law, Simple Finance US is not liable for any damages resulting from your use of—or inability to use—the website.
This includes, but is not limited to:
Financial loss
Lost profits or savings
Emotional distress
Indirect or incidental damages
10. Indemnification
You agree to protect and hold harmless Simple Finance US and its affiliates from any claims, losses, or legal fees arising from your violation of these Terms or misuse of the website.
11. Governing Law
These Terms are governed by the laws of the United States and the state in which the website owner resides, without regard to conflict-of-law rules.
12. Updates to These Terms
We may update these Terms from time to time. Changes take effect immediately once posted.
By continuing to use the website after updates are published, you agree to the revised Terms.
13. Contact Us
If you have any questions, concerns, or feedback about these Terms and Conditions, please reach out—we’re happy to help.
📧 Email: bahar.cu@gmail.com
🌐 Website: https://www.simplefinanceus.com/p/contact-us.html
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